Announcing Our New Partnership With The Chambers Plan
In Scarborough, Ontario
CT Benefits is extremely excited to announce its new partnership with The Chambers of Commerce Group Insurance Plan in Scarborough, Ontario.
We are honored to be appointed as one of the exclusive advisors offering the Chambers Plan in Scarborough, Ontario through the Toronto Region Board of Trade. Together, we are a partnership determined to serve you well.
The Chambers of Commerce Group Insurance Plan started in 1970 in response to demand from the members of Chambers of Commerce and Boards of Trade across Canada.
The Chambers Plan is the largest benefits plan of its kind in Canada, endorsed by more than 900 Chambers of Commerce and Boards of Trade. The Chambers Plan is built specifically for small to medium sized businesses, currently insuring over 30,000 businesses, and is a unique offering in the world of employee benefits.
The Chambers Plan is run by the Chamber Insurance Corporation of Canada, a not-for-profit entity which is operated by a volunteer board of directors. Desjardins Insurance, Chubb Life Insurance Company of Canada and Western Life are the primary insurers for the Plan.
Administration for the Plan is handled by the Johnston Group, a third party administration company headquartered in Winnipeg, Manitoba. The Johnston Group has been selected as one of Canada’s Top 50 Best Managed Companies every year since 2001.
The Chambers Plan has been delivering a complete selection of outstanding employee benefits including extended health care, disability coverage, critical illness, dental care, employee assistance programs and much more. The Plan provides you with fast, accurate claim payment, simple online administration, and outstanding service and support. You also receive free added benefits, like Best Doctors® second opinion service, and Business Assistance Service for access to accounting, legal and HR experts.
Whether you’re a solo entrepreneur, home-based business or part of a larger firm, benefits are a very important part of your financial security. The Chambers Plan creates a solid foundation for that security, based on a benefit program designed specifically for small-business owners, just like you.
The Chambers Plan has no industry restrictions, your plan can never be cancelled, as long as you pay your premiums. Plus, the Chambers Plan offers guaranteed coverage for one-person businesses and up.
With most other employee benefit plans, you pay your premiums and at renewal time if you pay more in premiums than you claimed in benefits, the surpluses remain with your benefits provider. If you end up claiming near what you paid or more than you paid, your rates will skyrocket and can become unaffordable. The Chambers Plan is different, any surpluses at the end of your contract period go back into the plan which, in turn, helps keep your rates down. The Chambers Plan is run on a not-for-profit basis and premiums are set to cover the cost of the plan’s benefits and administration costs only.
With the Chambers Plan you will have rate stability, something that is hard to find with the majority of employee benefits programs available. Shopping for employee benefits every year isn’t something you want to have to. With the Chambers Plan’s built-in rate stability, you won’t have to. That’s because with over 30,000 companies participating in the program, if one of your employees files a large claim, it’s spread over a large pool – so you’re guaranteed more stable rates from year to year.
The plan’s Customer Service Centre can answer employee questions immediately. You can also access your plan’s coverage from anywhere, any time, on the my-benefits website or mobile app.
Claims are paid promptly, most within 48 hours, and can be deposited directly in your employees’ bank accounts. Prescription drug benefits can be provided instantly at the pharmacy.
CT Benefits has more than a decade of experience providing group benefits and employee benefit plans for small businesses in Ontario, Canada. We have been consistently recognized as a top performer in Canada with the Chambers of Commerce Group Insurance Plan since 2010. Contact us today or request a quote and learn how the Chambers Plan can provide you with an affordable and stable benefits plan, with value added services for both you and your employees.