CT Benefits is a division of CT Insurance Brokers Inc. dedicated to providing employee benefits to small and medium sized businesses. We have been providing employee benefits programs to businesses in the Greater Toronto Area for the past decade and have chosen to specialize in employee benefits because it is our passion.

We proudly partner with over twenty of Canada’s top insurance companies and are one of the exclusive providers of the Chambers Plan employee benefits in Scarborough, Ontario. The Chambers Plan is Canada’s leading employee benefits plan for small businesses, offering value and long-term rate stability.

Though we firmly believe that the Chambers Plan is typically the best fit for any small business, we are full service brokers. We don’t shop 2-3 insurers for you, we shop the entire market. This allows us to ensure that we meet your needs and budget, because everyone deserves to have a plan that meets their needs and budget. If you let us shop your plan exclusively we will typically find a better option than our competition because we dig deep into the data, have experience and simply have more options.

Whether you have an existing plan and want a better option or are starting from scratch, we can help set-up a customized solution for you or your business. We provide benefits options from a sole proprietor up to a medium sized business. New quotes or comparisons are free. If we can’t help you, we aren’t afraid to let you know and can offer you assurance in what you already have. Our goal is to provide you with the coverage you want at the best possible price for the long haul, not just the first year.

An important consideration is that our advisors are independent employee benefits brokers, this ensures that we always provide you with non-biased advice and options. We always work for you first, not the insurance companies. At claim time, if you have an issue, we ensure that any claims that should be paid, are paid accordingly. We answer any questions you have along the way and help you through every cycle of your benefits plan.

We are committed to honest and ethical practices and our company strives to take customers back to a time when honesty, integrity, reliability, and exceptional customer service meant something.

Once you are insured with us, we won’t forget about you and will stay in touch at your discretion. We answer all of your questions and help you with anything that comes up over time.

Our brokers are fully licensed and insured in the Province of Ontario, Canada.